Can I Use Medisave to Pay for Wisdom Tooth Surgery?

The dentist needs to examine first and will let you know if the wisdom tooth can be removed via a routine extraction or if a surgery is required.

For extraction, the estimated cost is from $120 per tooth. You cannot use Medisave for a routine extraction.

If a surgery is required, it is from $535 per tooth. For some difficult cases, you may be referred to an oral surgeon and the estimated cost is from $1,284 per tooth.

In the case of surgery, you can choose to pay partial cost via Medisave, subject to final approval from CPF Board. Patient or the Medisave Account holder has to fill in the required Medisave claim form. If there is sufficient fund in the Medisave account (not less than $2,000), the clinic will only collect the difference between the total amount payable and Medisave portion upfront.

For instance, if the total fee is $550 and the amount you can claim from Medisave is $500, then the amount you have to pay upfront is $50 ($550 - $500).

If there is insufficient fund in the Medisave account (less than $2,000), the clinic will collect the full sum upfront. Thereafter the clinic will proceed to process the Medisave claim. Upon successful claim, the clinic will issue a cheque made payable to the Medisave account holder. Patient will be informed by phone when the cheque is ready for collection from the clinic. The processing time is about 2 months from the date of treatment.

You are allowed to use your Medisave Account to pay for your immediate family members, i.e. spouse, children, siblings, parents, grandparents. However, in the case of siblings and grandparents, they must be either Singapore citizen or Permanent Resident.

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